Become a customer – guide if you don’t have a Swedish ID card

Please provide a copy of your passport.

Please provide a copy of the front and back of your residence or work permit. This also applies if you are in Sweden to study. The permit must be valid for at least three months.

Please provide a copy of a document confirming your enrolment at a Swedish school, college or university.

If you intend to use the account to receive your salary, please provide an employment certificate showing your income and confirming your employment. As part of our standard process, we will contact your employer to verify your employment.

If the funds come from someone other than you, we need to know that person's name, date of birth and their relationship to you. Please provide this information under “Where do your total assets with us and other financial institutions come from?”

You also need to provide documents showing the source of that person's funds, such as bank statements, an employment certificate or payslips.

Please also provide documents supporting any other payments you expect to receive into the account, for example payments from CSN or a government authority.

If you plan to transfer a larger amount of money from another bank or another country, please provide documents showing where the money comes from. The documents required will depend on the source of the funds.

For example, if the money comes from an inheritance, you may need to provide an estate inventory. If it comes from the sale of a property, you may need to provide the purchase agreement, settlement statement and bank statements.

The documents must be in Swedish or English. Documents in another language must be translated by an authorised translation agency.

Please provide documents showing any assets you own outside Sweden, such as property, a bank account or a share in a company.

If you are liable to pay tax in another country that issues Tax Identification Numbers (TINs), please provide a copy of a document confirming your TIN.

We will usually get back to you within two weeks of receiving your application. If your application is complete, we will arrange a meeting at your nearest SEB branch. You will receive information about the meeting by text message and email.

If we need any additional information, we will contact you.

Being a tax resident of a country generally means that you are liable to pay tax on your income in that country, regardless of where the income comes from. You are normally a tax resident of the country where you live and work, but in some cases you may be a tax resident of more than one country.

TIN stands for Tax Identification Number and is a number used by tax authorities to identify you. In Sweden, your Swedish personal identity number (personnummer) is your TIN.

International payments are payments made either directly through SEB or through a third party.

To get to know you as a customer, we need to be able to communicate with you. If you do not understand Swedish or English well enough, you need to bring someone with you who can interpret for you at the meeting.

We cannot arrange an interpreter for you. Please contact your municipality to ask if they offer this service free of charge.